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Housing and Homeownership
Ahmad Yusufi, Fair Housing
Coordinator
Room 14, City Hall
105 Jay Street
Schenectady, NY 12305
Phone: (518) 382-5147
Fax : (518)
382-5275
email: ayusufi@schenectadyny.gov
Fair Housing and Landlord/Tenant
Issues
(click to go to page)
The mission of the Schenectady Fair Housing Program is to
promote and ensure equal housing opportunities to all
residents of the City of Schenectady. Our goals are to
inform housing consumers that housing markets are open to
all without bias and to assist consumers in securing fair
housing rights when they experience housing discrimination.
We also provide information and referrals for
landlord/tenant issues.
First Time Home Buyer’s
Program
Provides funding assistance for first
time home purchasers within the City of Schenectady.
The program is called the "Second Mortgage Program" and
provides the following to eligible applicants:
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A loan of up to 10% of the purchase
price of a property to use toward down payment and/or
closing costs
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An interest rate of 4% with a
5-year term
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75% of the assistance will be
converted into a grant if the purchaser resides in the
property for five years
One, two and three unit residential
properties are eligible. Houses must be in standard
condition and able to pass a Certificate of Occupancy
inspection and Lead Based Paint Clearance.
Applicants must meet federal income
eligibility requirements and have a mortgage loan approval
from a lender for at least 90% of the purchase price prior
to application.
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